Life can change in an instant – PBF membership can help ease the impact.

The impacts of a spinal cord injury are devastating and the realisation that you will never walk again – life changing. Unfortunately, living with a spinal cord injury is not often considered until it is too late.

Luckily, PBF membership provides affordable spinal cord injury protection for Australian individuals, couples, families, corporates and clubs. For little more than $1 per week* PBF Australia members who sustain a permanent spinal cord injury are eligible to apply for a Member Benefit Payment of $250,000. This crucial financial protection can help cover the immediate costs of spinal cord injury, as well as ongoing living, medical and rehabilitation expenses including modifications to house and car.

For those already living with permanent paralysis, we offer peer support programs, lifestyle education and employment opportunities, with the goal of demonstrating that life can and does go on after a spinal cord injury.

PBF Australia seeks to make payments to eligible persons as soon as is practicable. Learn more about our PBF membership claims process.

We’ve got membership options to suit everyone:

Private Membership

Our affordable private membership options are designed to protect individuals, doubles and families in the event of a spinal cord injury. APPLY NOW

Corporate Cover

No matter what field you work in, our low cost corporate membership offers employees 24 hour protection, every day of the year, in the event of a spinal cord injury. LEARN MORE

Sports Club Injury Cover 

Both on and off the field, PBF membership can provide low-cost group rates. LEARN MORE

Sports Events Injury Cover

From triathlons, fun runs, mountain biking and equestrian, PBF membership has got your reputation covered with flexibility for one-off event coverage options for eligible participants. LEARN MORE


*Based on cost of individual PBF membership per annum. See our Product Disclosure Statement for full terms and conditions.

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Injury Prevention Program Enquiry